{"id":12161,"date":"2025-08-18T11:46:41","date_gmt":"2025-08-18T08:16:41","guid":{"rendered":"https:\/\/blog.hanexi.com\/?p=12161"},"modified":"2025-08-18T11:46:44","modified_gmt":"2025-08-18T08:16:44","slug":"cbdc-%d8%a7%d8%b1%d8%b2-%d8%af%db%8c%d8%ac%db%8c%d8%aa%d8%a7%d9%84-%d8%a8%d8%a7%d9%86%da%a9-%d9%85%d8%b1%da%a9%d8%b2%db%8c","status":"publish","type":"post","link":"https:\/\/hanexi.com\/blog\/cbdc-%d8%a7%d8%b1%d8%b2-%d8%af%db%8c%d8%ac%db%8c%d8%aa%d8%a7%d9%84-%d8%a8%d8%a7%d9%86%da%a9-%d9%85%d8%b1%da%a9%d8%b2%db%8c\/","title":{"rendered":"CBDC (\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc)"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\ud83d\udd39 CBDC \u0686\u06cc\u0633\u062a\u061f<\/span><\/h4>

\u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc (Central Bank Digital Currency) \u0634\u06a9\u0644\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644\u06cc \u0627\u0632 \u067e\u0648\u0644 \u0645\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u062a\u0648\u0633\u0637 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u06cc\u06a9 \u06a9\u0634\u0648\u0631<\/strong> \u0635\u0627\u062f\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span>
\u06cc\u0639\u0646\u06cc \u0628\u0631 \u062e\u0644\u0627\u0641 \u0628\u06cc\u062a\u200c\u06a9\u0648\u06cc\u0646 \u06cc\u0627 \u0627\u062a\u0631\u06cc\u0648\u0645 \u06a9\u0647 \u063a\u06cc\u0631\u0645\u062a\u0645\u0631\u06a9\u0632 \u0647\u0633\u062a\u0646\u062f\u060c CBDC \u06a9\u0627\u0645\u0644\u0627\u064b \u062a\u062d\u062a \u06a9\u0646\u062a\u0631\u0644 \u062f\u0648\u0644\u062a<\/strong> \u0627\u0633\u062a.<\/span><\/p>

\ud83d\udd39 \u062a\u0641\u0627\u0648\u062a CBDC \u0628\u0627 \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646\u200c\u0647\u0627<\/span><\/h4>

  • \u067e\u0634\u062a\u0648\u0627\u0646\u0647 \u0648 \u0635\u0627\u062f\u0631\u06a9\u0646\u0646\u062f\u0647<\/strong>:<\/span><\/p>

    • \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646 (\u0645\u062b\u0644 USDT \u06cc\u0627 USDC) \u0631\u0648 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u062e\u0635\u0648\u0635\u06cc \u0645\u0646\u062a\u0634\u0631 \u0645\u06cc\u200c\u06a9\u0646\u0646.<\/span><\/p><\/li>

    • CBDC \u0631\u0648 \u0641\u0642\u0637 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0647\u0645\u0648\u0646 \u06a9\u0634\u0648\u0631 \u0645\u0646\u062a\u0634\u0631 \u0645\u06cc\u200c\u06a9\u0646\u0647.<\/span><\/p><\/li><\/ul><\/li>

    • \u0631\u06cc\u0633\u06a9 \u0648 \u0627\u0639\u062a\u0645\u0627\u062f<\/strong>:<\/span><\/p>

      • \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646\u200c\u0647\u0627 \u0647\u0645\u06cc\u0634\u0647 \u0628\u0627 \u0631\u06cc\u0633\u06a9 \u0648\u0631\u0634\u06a9\u0633\u062a\u06af\u06cc \u06cc\u0627 \u06a9\u0645\u0628\u0648\u062f \u067e\u0634\u062a\u0648\u0627\u0646\u0647 \u0631\u0648\u0628\u0647\u200c\u0631\u0648 \u0647\u0633\u062a\u0646.<\/span><\/p><\/li>

      • CBDC \u067e\u0634\u062a\u0648\u0627\u0646\u0647 \u0631\u0633\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u0631\u0648 \u062f\u0627\u0631\u0647\u060c \u067e\u0633 \u0631\u06cc\u0633\u06a9 \u062e\u06cc\u0644\u06cc \u06a9\u0645\u062a\u0631\u0647.<\/span><\/p><\/li><\/ul><\/li>

      • \u0645\u06cc\u0632\u0627\u0646 \u062a\u0645\u0631\u06a9\u0632<\/strong>:<\/span><\/p>

        • \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646\u200c\u0647\u0627 \u0646\u06cc\u0645\u0647\u200c\u0645\u062a\u0645\u0631\u06a9\u0632 \u0647\u0633\u062a\u0646.<\/span><\/p><\/li>

        • CBDC \u06a9\u0627\u0645\u0644\u0627\u064b \u0645\u062a\u0645\u0631\u06a9\u0632 \u0648 \u062a\u062d\u062a \u06a9\u0646\u062a\u0631\u0644 \u062f\u0648\u0644\u062a.<\/span><\/p><\/li><\/ul><\/li><\/ul>

          \ud83d\udd39 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u062f\u0631 \u062d\u0627\u0644 \u062a\u0633\u062a \u0647\u0633\u062a\u0646\u062f<\/span><\/h4>

          • \u0686\u06cc\u0646<\/strong>: \u06cc\u0648\u0627\u0646 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 (e-CNY) \u0631\u0648 \u062f\u0631 \u0686\u0646\u062f \u0634\u0647\u0631 \u0628\u0632\u0631\u06af \u062a\u0633\u062a \u06a9\u0631\u062f\u0647 \u0648 \u062d\u062a\u06cc \u062a\u0648\u06cc \u0627\u0644\u0645\u067e\u06cc\u06a9 \u0632\u0645\u0633\u062a\u0627\u0646\u06cc \u06f2\u06f0\u06f2\u06f2 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0634\u062f.<\/span><\/p><\/li>

          • \u0627\u062a\u062d\u0627\u062f\u06cc\u0647 \u0627\u0631\u0648\u067e\u0627<\/strong>: \u0631\u0648\u06cc “\u06cc\u0648\u0631\u0648 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644” \u06a9\u0627\u0631 \u0645\u06cc\u200c\u06a9\u0646\u0647 \u06a9\u0647 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u064b \u062a\u0627 \u06f2\u06f0\u06f2\u06f6 \u0639\u0631\u0636\u0647 \u0622\u0632\u0645\u0627\u06cc\u0634\u06cc \u062e\u0648\u0627\u0647\u062f \u0634\u062f.<\/span><\/p><\/li>

          • \u0622\u0645\u0631\u06cc\u06a9\u0627<\/strong>: \u0647\u0646\u0648\u0632 \u062f\u0631 \u0645\u0631\u062d\u0644\u0647 \u0628\u0631\u0631\u0633\u06cc\u0647\u060c \u0627\u0645\u0627 \u0641\u062f\u0631\u0627\u0644 \u0631\u0632\u0631\u0648 \u0686\u0646\u062f \u06af\u0632\u0627\u0631\u0634 \u0645\u0646\u062a\u0634\u0631 \u06a9\u0631\u062f\u0647.<\/span><\/p><\/li>

          • \u062f\u06cc\u06af\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627<\/strong>: \u0646\u06cc\u062c\u0631\u06cc\u0647 (eNaira)\u060c \u0647\u0646\u062f (Rupee Digital) \u0648 \u0686\u0646\u062f \u06a9\u0634\u0648\u0631 \u06a9\u0627\u0631\u0627\u0626\u06cc\u0628 (DCash).<\/span><\/p><\/li><\/ul>

            \ud83d\udd39 \u0627\u062b\u0631 CBDC \u0631\u0648\u06cc \u0628\u0627\u0632\u0627\u0631 \u0631\u0645\u0632\u0627\u0631\u0632\u0647\u0627<\/span><\/h4>

            1. \u0631\u0642\u0627\u0628\u062a \u0628\u0627 \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646\u200c\u0647\u0627<\/strong>: \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u064b \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646\u200c\u0647\u0627 \u062a\u062d\u062a \u0641\u0634\u0627\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc \u0642\u0631\u0627\u0631 \u0628\u06af\u06cc\u0631\u0646.<\/span><\/p><\/li>

            2. \u0627\u0641\u0632\u0627\u06cc\u0634 \u067e\u0630\u06cc\u0631\u0634 \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644<\/strong>: \u0686\u0648\u0646 \u0645\u0631\u062f\u0645 \u0628\u0627 CBDC \u0631\u0627\u062d\u062a\u200c\u062a\u0631 \u0628\u0647 \u062f\u0646\u06cc\u0627\u06cc \u06a9\u0631\u06cc\u067e\u062a\u0648 \u0639\u0627\u062f\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646.<\/span><\/p><\/li>

            3. \u06a9\u0646\u062a\u0631\u0644 \u0628\u06cc\u0634\u062a\u0631 \u062f\u0648\u0644\u062a\u200c\u0647\u0627<\/strong>: \u062d\u0631\u06cc\u0645 \u062e\u0635\u0648\u0635\u06cc \u06a9\u0645\u062a\u0631\u060c \u0627\u0645\u06a9\u0627\u0646 \u0631\u062f\u06cc\u0627\u0628\u06cc \u0647\u0645\u0647 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627.<\/span><\/p><\/li>

            4. \u0627\u062b\u0631 \u0631\u0648\u06cc \u0628\u06cc\u062a\u200c\u06a9\u0648\u06cc\u0646 \u0648 \u0631\u0645\u0632\u0627\u0631\u0632\u0647\u0627\u06cc \u063a\u06cc\u0631\u0645\u062a\u0645\u0631\u06a9\u0632<\/strong>: \u0628\u0639\u0636\u06cc\u200c\u0647\u0627 \u0645\u0639\u062a\u0642\u062f\u0646 \u0645\u062d\u0628\u0648\u0628\u06cc\u062a \u0628\u06cc\u062a\u200c\u06a9\u0648\u06cc\u0646 \u0628\u06cc\u0634\u062a\u0631 \u0645\u06cc\u200c\u0634\u0647\u060c \u0686\u0648\u0646 \u06a9\u0627\u0631\u0628\u0631\u0647\u0627 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646 \u063a\u06cc\u0631\u0645\u062a\u0645\u0631\u06a9\u0632 \u062e\u0648\u0627\u0647\u0646\u062f \u0631\u0641\u062a.<\/span><\/p><\/li><\/ol>

              \ud83d\udd11 \u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc<\/strong>:<\/span>
              CBDC \u0645\u06cc\u200c\u062a\u0648\u0646\u0647 \u0633\u06cc\u0633\u062a\u0645 \u0645\u0627\u0644\u06cc \u062c\u0647\u0627\u0646\u06cc \u0631\u0648 \u0645\u062a\u062d\u0648\u0644 \u06a9\u0646\u0647\u060c \u0627\u0645\u0627 \u062a\u0641\u0627\u0648\u062a \u0627\u0635\u0644\u06cc\u0634 \u0628\u0627 \u0631\u0645\u0632\u0627\u0631\u0632\u0647\u0627\u06cc \u0622\u0632\u0627\u062f \u0645\u062b\u0644 \u0628\u06cc\u062a\u200c\u06a9\u0648\u06cc\u0646 \u062f\u0631 \u062a\u0645\u0631\u06a9\u0632\u06af\u0631\u0627\u06cc\u06cc<\/strong> \u0648 \u06a9\u0646\u062a\u0631\u0644 \u062f\u0648\u0644\u062a\u06cc<\/strong>\u0647. \u0622\u06cc\u0646\u062f\u0647 \u0628\u0627\u0632\u0627\u0631 \u0628\u0633\u062a\u06af\u06cc \u0628\u0647 \u0627\u06cc\u0646 \u062f\u0627\u0631\u0647 \u06a9\u0647 \u06a9\u0634\u0648\u0631\u0647\u0627 \u0686\u0647 \u0642\u0648\u0627\u0646\u06cc\u0646\u06cc \u0628\u0631\u0627\u06cc \u0647\u0645\u0632\u06cc\u0633\u062a\u06cc CBDC \u0648 \u06a9\u0631\u06cc\u067e\u062a\u0648 \u0648\u0636\u0639 \u06a9\u0646\u0646.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

              \n\t\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t\t\t\t
              \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
              \n\t\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t\t\t\t
              \n\t\t\t\t\t\t\t
              \n\t\t\t\t\t\"\u062a\u0635\u0648\u06cc\u0631\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t
              \n\t\t\t\t\t\t\t\t\t
              \n\t\t\t\t\t\t

              \n\t\t\t\t\t\t\tyeganeh\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

              \ud83d\udd39 CBDC \u0686\u06cc\u0633\u062a\u061f \u0627\u0631\u0632 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc (Central Bank Digital Currency) \u0634\u06a9\u0644\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644\u06cc \u0627\u0632 \u067e\u0648\u0644 \u0645\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u062a\u0648\u0633\u0637 \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u06cc\u06a9 \u06a9\u0634\u0648\u0631 \u0635\u0627\u062f\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.\u06cc\u0639\u0646\u06cc \u0628\u0631 \u062e\u0644\u0627\u0641 \u0628\u06cc\u062a\u200c\u06a9\u0648\u06cc\u0646 \u06cc\u0627 \u0627\u062a\u0631\u06cc\u0648\u0645 \u06a9\u0647 \u063a\u06cc\u0631\u0645\u062a\u0645\u0631\u06a9\u0632 \u0647\u0633\u062a\u0646\u062f\u060c CBDC \u06a9\u0627\u0645\u0644\u0627\u064b \u062a\u062d\u062a \u06a9\u0646\u062a\u0631\u0644 \u062f\u0648\u0644\u062a \u0627\u0633\u062a. \ud83d\udd39 \u062a\u0641\u0627\u0648\u062a CBDC \u0628\u0627 \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646\u200c\u0647\u0627 \u067e\u0634\u062a\u0648\u0627\u0646\u0647 \u0648 \u0635\u0627\u062f\u0631\u06a9\u0646\u0646\u062f\u0647: \u0627\u0633\u062a\u06cc\u0628\u0644\u200c\u06a9\u0648\u06cc\u0646 (\u0645\u062b\u0644 USDT \u06cc\u0627 USDC) \u0631\u0648 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc […]<\/p>\n","protected":false},"author":6,"featured_media":12163,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"jnews_social_meta":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[72],"tags":[88,394,80,112,92,125,77,168],"class_list":["post-12161","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-72","tag-bitcoin","tag-cbdc","tag-80","tag-112","tag-92","tag-125","tag-77","tag-168"],"_links":{"self":[{"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/posts\/12161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/comments?post=12161"}],"version-history":[{"count":5,"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/posts\/12161\/revisions"}],"predecessor-version":[{"id":12167,"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/posts\/12161\/revisions\/12167"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/media\/12163"}],"wp:attachment":[{"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/media?parent=12161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/categories?post=12161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hanexi.com\/blog\/wp-json\/wp\/v2\/tags?post=12161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}